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The Benefits of an Executive Membership

Executive Members earn an annual 2% Reward up to $1,2501 on eligible purchases. Plus enjoy new exclusive benefits and savings.

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Executive Member Benefits

Effective June 30, 2025

Executive Member Shopping Hours

Monday – Friday: 9 a.m. – 10 a.m.
Saturday: 9 a.m. – 9:30 a.m.
Sunday: 9 a.m. – 10 a.m.

$10 Monthly Credit on SameDay.Costco.com or Costco via Instacart2

Receive a monthly $10 credit for use on an eligible order of $150+ and get your warehouse favorites delivered right to your door, in as fast as 1 hour.

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Executive Members Get Additional Value on Costco Services

Costco Wholesale Executive Member

It Pays to Be an Executive

Calculate how much you could earn with an annual 2% Reward (up to $1,250)

Some limitations apply. View Terms and Conditions.
Household Size
  /mo

Grocery, Pantry, Coffee, Pets, Pharmacy, Apparel, Paper Towels, Toiletries, etc.

  /yr

TVs, Computers, Vacuums, Washers & Dryers, Refrigerators, Ranges, Dishwashers, Gaming, etc.

  /yr

Living Room, Dining Room, Bedroom & Mattresses, Patio, Blankets, Sheets, Pillows, etc.

  /yr

Costco Travel, Rental Cars, Tires, Auto Accessories, Jewelry, etc.

Based on total spending in each category listed above calculated annually.
Frequently Asked Questions

  • How do I qualify for the annual 2% Reward?

    Executive Members receive an annual 2% Reward (up to $1,250) on qualified Costco purchases. Terms, conditions, and exclusions apply. The Executive Membership upgrade fee is an additional $65 a year for Business or Gold Star Members (plus sales tax where applicable). We will prorate the upgrade amount based on the months remaining in your current membership. Purchases made prior to upgrading are not eligible for the annual 2% Reward. At your next renewal, you will be billed a total of $130 for your Executive Membership. To upgrade, visit the membership counter at any Costco warehouse.

  • How is my annual 2% Reward calculated?

    Costco Executive Members earn an annual 2% Reward on qualified purchases (see calculation of 2% Reward). Reward is capped at and will not exceed $1,250 for any 12-month period. Only purchases made by the Primary and active Primary Household Cardholder on the account will apply toward the Reward. The Reward is not guaranteed to be equal to or greater than the Executive upgrade fee paid. Limit one Executive Membership per household and business. Purchases made prior to upgrade do not qualify for the annual 2% Reward. If, at any time, the Primary Household Cardholder is removed from the account, their purchases will not apply toward the Reward. For more information, see
    https://www.costco.com/executive-rewards.html.

Did you know?

Costco prorates the $65 upgrade fee

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Do it online, in 3 easy steps!

Select “Sign In” or “Create Account” below.

Go to “Account” and select the “Renew Membership” button.

Select the “Upgrade Membership” button.

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Terms, conditions and exclusions apply. See Costco.com or the membership counter for details. As a valid Costco Executive Member card holder, you can receive one (1) $10 instant credit in your Instacart account to use at either Costco on Instacart’s marketplace or SameDay.Costco.com (collectively, the “Eligible Accounts”) each month you have a valid Costco Executive Membership that is linked to your Instacart account starting 6/30/2025. Each monthly credit is only eligible on one purchase of $150 or more of eligible products made from Costco on either Instacart.com or SameDay.Costco.com. The monthly credit will be made available to you in your Eligible Accounts at the beginning of each calendar month or on the date you become a Costco Executive Member. Any credit will only be available in your Eligible Accounts for the remainder of the calendar month in which it was awarded; the monthly credits will not roll over into a subsequent month. Credit will be applied to the total purchase price in the same transaction for all eligible products, and excludes taxes, service and delivery fees, tips, special handling fees and/or other fees. Alcohol, Rx, and gift card products are ineligible to count toward the minimum spend and credit will not apply to alcohol, Rx or gift card products. Limit 1 credit per order. If your Costco Executive Membership is closed at any time, Instacart and/or Costco reserves the right to remove any unused Instacart credits from your account. Credit has no cash value and is non-transferable. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.com or SameDay.Costco.com with their valid Costco Executive Membership on file. Only one offer per valid membership number. Instacart and/or Costco reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may expire prior to your actual use of the offer, without liability to Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes. Costco and its affiliates do not sell automobiles or RVs or negotiate individual transactions. All vehicles arranged for sale are subject to availability and a price prearranged with the participating store location. A marketing fee has been paid by Camping World. Certain vehicles may be excluded from the program. Actual savings may vary based on vehicle purchased, dealer, and location. Offer is not guaranteed: The 5% discount is a discretionary benefit subject to eligibility requirements for small business owner Plan Sponsors who are Costco Executive Members. The 5% discount reflects the percentage reduction of the overall Plan costs from the Level Funding Advantage base rates made available to Costco Members who are not Executive Members, excluding non-commissionable fees such as network access fees. Actual discount may vary by state and is subject to applicable federal and state laws and regulations and carrier underwriting guidelines. The carrier reserves the right to modify or terminate any discount and the stop loss coverage at any time in the event of a material misrepresentation or a material change impacting the Plan Sponsor or its employee census or demographics. Eligibility for the discount is dependent on the Plan Sponsors’ continued status as a Costco Executive Member. The discount is non-transferable and has no cash value. As a Costco member, you are eligible to receive an exclusive 15% pet insurance discount through Figo Pet Insurance. Except in TN, the 15% discount reflects the percentage of the premium discount from the base rates made available by Figo for non-Costco members. In TN, Figo provides a Member-specific product with base premium rates that are 15% less than the standard non-Member product. Lost Pet Recovery serviced by 24Petwatch, an Independent Pet Holdings, Inc. affiliate. Not available in all states; restrictions may apply. Benefit is only applicable to Costco Executive Members with an active Figo policy. Lost Pet Recovery Program is not available in AK and VA. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms visit https://figopetinsurance.com/sample-policy. Products, schedules, discounts, and rates may vary and are subject to change. More information is available at checkout. Insurance products are underwritten by Independence American Insurance Company NAIC #26581. A Delaware insurance company with offices at 11333 North Scottsdale Road Suite 160 Scottsdale, AZ 85254, and produced by Figo Pet Insurance, LLC. NPN #16841904. 540 N Dearborn Street #10873, Chicago, IL 60610. California producer license #0K02763. Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation from Figo and/or its affiliates. Costco Wholesale, Costco Insurance Agency, Inc., and its subsidiaries do not underwrite insurance or pay claims. Costco Insurance Agency, Inc.’s California license number is 0D08407. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York. See CostcoAuto.com/Save for current vehicle listings, restrictions, eligibility dates, terms and conditions. Costco and its affiliates do not sell automobiles or negotiate individual transaction Member Advantage Life® (ICC20-TL21R/ TL-21R) is a term life insurance policy issued exclusively to Costco members by Protective Life Insurance Company (PLICO), Omaha, NE. Not available in New York. The guaranteed premium will increase in policy year 6 and then remain level for the remaining level period (5, 15 or 25 more years) and after the full level period (10, 20 or 30 years) the premiums will increase annually immediately following the full level period. See Protective.com/Costco for additional terms and conditions. In California, the license for Protective is 07726 and the license for Costco Insurance Agency, Inc. is 0D08407. (CD.6654012.06.25) Roadside Assistance benefits vary by state, policy and underwriting company. For policies underwritten by American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, Roadside Assistance covers up to $75 per occurrence ($100 in MA, MT and SC, $80 in TX, no limit in NC) for vehicles on the auto policy. Roadside Assistance does not pay for the cost of the battery or fluids (gas, oil, coolant, etc.), and it does not pay to replace keys or locks. Other limitations may be applicable. If you are not a Costco Executive Member, you must add towing coverage to your policy to be eligible for Roadside Assistance. For policies underwritten by Midvale Indemnity Company, please refer to the Emergency Roadside Service Coverage endorsement (Towing and Labor Costs Coverage endorsement in NC & VA) included with your policy for coverage details, if applicable. If you are not a Costco Executive Member or in HI, you must add this endorsement to your policy to be eligible for Roadside Assistance. Lifetime Renewability applies to auto insurance and is not available in CA, MD and MI or to policyholders who have major violations, fail to pay premium, do not provide requested underwriting information, move to a state where CONNECT products are not available, purchase a vehicle we do not insure; or if there is a substantial change in the condition or the use of the vehicle insured; or if CONNECT determines the vehicle is unable to be insured. This is not a contractual benefit. Home Glass Repair Reimbursement (may appear on the policy as Glass Repair Coverage Deductible Credit) covers up to $1,000 per occurrence, limited to two claims within any consecutive 12-month period. Benefit applies only to claims that are limited to glass or safety-glazing material. This limit is included in the limit of liability for Dwelling Coverage and is subject to state availability and provisions of your policy. Executive Member home benefits are not available on renters policies and are available on condo policies in certain circumstances. Not available in FL, NY, VT or WA. Home Lockout Assistance (may appear on the policy as Home Lockout Expense Coverage) covers up to $100 per occurrence, is limited to two claims within any consecutive 12-month period and may be subject to conditions. Executive Member home benefits are not available on renters policies and are available on condo policies in certain circumstances. Not available in FL, NY or VT. Non-Executive Members pay a $25 Application Fee and $4.95 Monthly Statement Fees. Services provided by Elavon. Limitations apply. See the Customer Service page or the membership counter for details.