Costco members who saved reported an average of $597.10 in savings the first year they switched their auto insurance.2
Exclusive value on auto and home insurance
For nearly two decades, Ameriprise Auto & Home Insurance1 has been providing Costco members auto, home and umbrella insurance. More than 400,000 Costco members are insured. As a Costco member, you could save an average of $597.10 in the first year on auto insurance when you switch to Ameriprise Insurance.
Get more mileage out of your Costco membership:
- Exclusive discount just for being a Costco member3
- Additional discounts available for safe driving, insuring multiple vehicles, having multiple policies and more
- Executive Member benefits available4
- Auto: Roadside Assistance and Lifetime Renewability
- Home: Glass Breakage and Lockout Assistance
1Ameriprise Auto & Home Insurance is the marketing name of IDS Property Casualty Insurance Company and Ameriprise Insurance Company De Pere, WI, both of which have sole financial responsibility for their own products. Insurance is underwritten by either company, depending on the state. The American Family Connect Insurance Agency, Inc., places policies with unaffiliated insurers. Each insurer is solely responsible for the claims on its policies and pays the Agency for policies sold. Prices, coverages and privacy policies vary among these insurers. Both companies and the agency are subsidiaries of American Family Insurance Mutual Holding Company which acquired both companies and the agency from Ameriprise Financial, Inc. in 2019. The terms “Ameriprise Auto & Home Insurance," "Ameriprise Insurance," "Ameriprise Insurance Company" and "IDS Property Casualty Insurance Company" are being used by American Family Insurance Mutual Holding Company under a license from Ameriprise Financial on a temporary basis. Ameriprise Auto & Home Insurance and the associated logo is a registered trademark of Ameriprise Financial, Inc. which is also being used under license. Specific products may vary and may not be available in all states in accordance with state filings and applicable law. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency in New York. Discounts and savings vary by state and apply to certain coverages. Insurance availability may vary by region or state. Certain restrictions and limitations apply. Costco Wholesale, Costco Insurance Agency, Inc. and its subsidiaries do not underwrite insurance, pay claims or guarantee any of the products or services offered by Ameriprise Auto & Home Insurance.
2Nationwide savings data represents information provided only by Costco members who became new auto insurance policyholders and reported qualifying first-year savings with Ameriprise Auto & Home Insurance between 7/1/19 and 12/31/19. Not all members have experienced or will experience savings. Individual experience may vary based upon a variety of factors, including driving experience, type of automobile insured, type and availability of a policy, and past losses. Any compared rates have similar benefits.
3Costco member discount is subject to eligibility and underwriting criteria. It is not available in TN, on home insurance in MI, or on auto insurance of non-Executive Members in MA. Discounts, service and savings vary by state and apply to certain coverages.
4Roadside assistance covers up to $75 per occurrence for vehicles on the auto policy. Roadside assistance does not pay for the cost of the battery or fluids (gas, oil, coolant, etc.). Lifetime renewability applies to auto insurance and is not available in MD and MI or to policyholders who have major violations, fail to pay premium, do not provide requested underwriting information, move to a state where Ameriprise Auto & Home Insurance products are not available, purchase a vehicle we do not insure, or if there is a substantial change in the condition of the vehicle insured. Once insured, this benefit will continue so long as the above conditions are met. This is not a contractual benefit. The home glass repair reimbursement benefit covers up to $1,000 per occurrence, limited to two claims within any consecutive 12-month period. This $1,000 limit is included in the limit of liability for Dwelling Coverage and is subject to the conditions, limitations and exclusions described in the policy. Home lockout assistance covers up to $100 per occurrence, is limited to two claims within any consecutive 12-month period and may be subject to specific conditions. Executive Member benefits are not available on renters policies.
