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American Family Insurance®

Protect Your Dreams & Get Exclusive Member Savings On Auto & Home Insurance

Get protection you can rely on at a value you love with American Family Insurance.1 Costco members may receive an exclusive discount on auto and home insurance when they switch.2

Find Out What Discounts You Could Qualify For

CONNECT, powered by American Family Insurance, has changed its name to American Family Insurance. Please see our FAQs for quick answers to common questions. Go to FAQs

Value You'll Love, Protection You Can Rely On

Costco Member Discount2

Enjoy savings on auto and home insurance, plus you could qualify for additional discounts.

Personalized Insurance

Build the coverage that fits your needs with customizable policies and add-ons.

Online Policy Management

Seamlessly access your ID cards, policy documents, and more — all in one place online.

Additional Benefits for Executive Members3

  • Emergency Roadside Assistance4

  • Lifetime Renewability5

  • Home Glass Repair Reimbursement6

  • Home Lockout Assistance7

Protect What Matters with Customizable Coverage8

  • Windshield Repair Coverage

    Auto policies include a Glass Repair Deductible Waiver at no additional cost. If your windshield can be repaired rather than replaced, we will waive your policy deductible for the windshield damages.

  • Road Trip Accident Accommodation Coverage

    If you’re in an accident 100+ miles from home and your car is disabled, this coverage helps with out-of-pocket expenses for travel or accommodation.

  • Rental Car Insurance

    If you get into an accident and can't use your vehicle, we’ll help cover the costs of your rental car to keep you on the road.

  • Water Backup and Sump Overflow Coverage

    If you have water in your home due to a sump pump failure or sewer backup, this add-on helps cover the cost of repairs and damages.

  • Equipment Breakdown Coverage

    Be prepared for the unexpected, like appliance and mechanical sudden failure, with this added coverage to help with repairs or replacement.

  • Scheduled Personal Property Coverage

    Cover your high-value items when you add this to your homeowners policy to ensure they are covered if something happens to them.

Protect More. Save More.

Simplify your insurance and save when you bundle auto & home insurance. Costco members could receive an exclusive discount, and Executive Members could get additional benefits included.

Get a Quote

Learn About Insurance & Additional Coverage Options

Auto

Get the information you need about auto insurance to help you stay protected on the road.

  • Collision Coverage

    Collision coverage helps pay for accident repairs, regardless of fault, after you meet your deductible.

  • Comprehensive Coverage

    Coverage for car damage that happens outside of a collision, such as theft, vandalism or natural disasters.

  • Bodily Injury Liability Coverage

    If you're at fault in an accident, this flexible coverage helps pay for damages if someone else gets injured.

Learn More

Home

Learn about what’s included in a home policy that keeps you covered.

  • Dwelling Coverage

    Dwelling coverage helps protect your home and attached structures when damaged by a covered event.

  • Detached Structures Coverage

    Covers damage to other structures on your property, beyond your house, if something happens.

  • Personal Property Coverage

    Helps protect the everyday belongings in your home, like furniture, electronics, or clothes, with this coverage.

Learn More

Find the Right Protection for Your Dreams with Other Insurance Options

  • Renters Insurance

    Did you know renters insurance helps protect your belongings and may help provide liability coverage if someone is injured in your home? With flexible payment options and easy online policy management, you’ll have peace of mind knowing you’re covered.

    Get a Quote

  • Condo Insurance

    Make sure you don’t have any gaps in coverage with condo insurance. Protect your home and belongings from the walls in — like floors, light fixtures or countertops. If you’ve recently renovated it's a good time to check your policy limits.

    Get a Quote

  • Umbrella Insurance

    Umbrella insurance helps provide an extra layer of protection by extending the liability limits of your auto or home policy. It offers added peace of mind in case something unexpected happens and you need additional coverage.

    Get a Quote

Get A Quote Today And See What You Could Save

Protect what matters most with customized coverage from American Family Insurance. Plus, Costco members could save even more with an exclusive member discount on auto & home insurance.

Get to Know Your Executive Member Benefits On Services

Learn More
Costco Wholesale Executive Member

Remember Services

Pet Insurance

Help protect your pet with quality, affordable pet insurance through Figo. Play more and worry less about unexpected vet bills.

Life Insurance

Get coverage from Protective that can help ease financial concerns like income replacement and outstanding debt.

Costco Auto Program

Buy a car the Costco way. Locate an Approved Dealer today for low, prearranged pricing and a hassle-free experience.

American Family Insurance is our brand name. Auto policies are underwritten by American Family Connect Property and Casualty Insurance Company, American Family Connect Insurance Company, or Midvale Indemnity Company, Madison, WI. Property policies are underwritten by Homesite Indemnity Company, Homesite Insurance Company, Homesite Insurance Company of California, Homesite Insurance Company of Florida, Homesite Insurance Company of Georgia, Homesite Insurance Company of Illinois, Homesite Insurance Company of New York, Homesite Insurance Company of the Midwest or Homesite Lloyd's of Texas, Boston, MA. American Family Connect Insurance Agency, Inc., places policies with related and unrelated companies. In Texas, certain property coverages may be underwritten by Ranchers & Farmers Mutual Insurance Company. Each company has sole financial responsibility for its products. Products, pricing, discounts, benefits, and availability vary by state and may be subject to change. Exclusions apply.

Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York. Costco Wholesale, Costco Insurance Agency, Inc. and its subsidiaries do not underwrite insurance, pay claims or guarantee any of the products or services. Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation. Costco pricing is available for certain auto insurance policies in FL. Costco member discount is subject to eligibility and underwriting criteria and is not available on home insurance in FL and TN or on auto insurance for non-Executive Members in MA or on FL and TN auto insurance policies underwritten by Midvale Indemnity Company. Exclusions may apply. See your policy for details. Costco Executive Member benefits vary by state, policy, underwriting company, and are subject to change. Not available in all states. Exclusions apply. Learn more at AmFam.com/CostcoBenefits. Roadside Assistance benefits vary by state, policy and underwriting company.

For policies underwritten by American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, Roadside Assistance covers up to $75 per occurrence ($100 in MA, MT and SC, $80 in TX, no limit in NC) for vehicles on the auto policy. Roadside Assistance does not pay for the cost of the battery or fluids (gas, oil, coolant, etc.), and it does not pay to replace keys or locks. Other limitations may be applicable. If you are not a Costco Executive Member, you must add towing coverage to your policy to be eligible for Roadside Assistance.

For policies underwritten by Midvale Indemnity Company, please refer to the Emergency Roadside Service Coverage endorsement (Towing and Labor Costs Coverage endorsement in NC & VA) included with your policy for coverage details, if applicable. If you are not a Costco Executive Member or in FL or HI, you must add this endorsement to your policy to be eligible for Roadside Assistance. Lifetime Renewability is available for select auto insurance policies and is not available in CA, MD, and MI or certain policies in FL. Not available to policyholders with incomplete underwriting information, major violations, unpaid premium, relocation to states without coverage, purchase vehicles we do not insure, have substantial changes in vehicle condition; or if vehicle is deemed uninsurable. This is not a contractual benefit. Exclusions apply. Home Glass Repair Reimbursement (may appear on the policy as Glass Repair Coverage Deductible Credit) covers up to $1,000 per occurrence, limited to two claims within any consecutive 12-month period. Benefit applies only to claims that are limited to glass or safety-glazing material. This limit is included in the limit of liability for Dwelling Coverage and is subject to state availability and provisions of your policy. Executive Member home benefits are not available on renters policies and are available on condo policies in certain circumstances. Not available in FL, NY, VT or WA. Home Lockout Assistance (may appear on the policy as Home Lockout Expense Coverage) covers up to $100 per occurrence, is limited to two claims within any consecutive 12-month period and may be subject to conditions. Executive Member home benefits are not available on renters policies and are available on condo policies in certain circumstances. Not available in FL, NY or VT. This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state.