Quality, affordable pet insurance can help pay for unexpected veterinary bills. As a Costco member, you may be eligible to receive an exclusive discount on plans provided by Figo Pet Insurance.
Pets are a part of the family. From Kirkland Signature™ pet food and dog beds to pet prescriptions from the Costco Pharmacy, your Costco membership can help you take care of your pet. Figo is excited to offer pet insurance through Independence American Insurance Company to Costco members at an exclusive discount.
Worry less, play more. With pet insurance, you’ll feel confident that your pet can receive medical treatment and help reduce costly vet bills.
Pet medical insurance can help reduce financial stress when choosing care for your dog or cat.
For a monthly premium based on your pet's age, breed, location and the plan you choose, your pet’s medical expenses may be reimbursed back to you up to 100%. Once you’ve completed any applicable waiting periods, simply submit your paid-in-full vet bill online or via Figo's Pet Cloud app.
A pet healthcare plan can help reduce financial stress when choosing veterinary care.
Connect with a licensed vet or vet technician via text so you can get expert advice when you need it, right from home.
Figo is here to help. The expert support team is here for you every step of the way via call, text, chat or email.
$15 Enrollment Fee Waived for Executive Members1
Feel confident saying “yes” to healthcare for your pet.
Get a Free QuoteFigo plans* can cover the veterinary bills related to unexpected accidents or illnesses. Typically, plans cover:
Most pet insurance companies will not cover pre-existing conditions, or those conditions that show signs or symptoms prior to the policy effective date or during any applicable waiting periods. However, pre-existing conditions do not exclude pets from pet insurance, as new illnesses and injuries can still be covered.
Plans* do not cover:
Beyond coverage, Figo's Pet Cloud makes it easy to file claims, find pet-friendly places near you and keep track of your pet's medical records.
Submit claims from the app or online.
Know where to go. Find pet-friendly places and services.
See what other pet parents are up to.
Store all your pet’s medical records in one place.
We love Figo! I am so happy with pet insurance because having a sick pet
is scary enough. Not knowing how to pay to get the care your pet needs
is even worse, but avoidable with Figo!”
The bond between humans and dogs spans the duration of our lives (and theirs).
Whether your (very) active puppy eats a sock or your older pooch develops hip dysplasia, dog health insurance plans can provide a financial safety net. Simply visit the veterinarian and submit your paid vet bill for reimbursement.
As early as eight weeks and without upper age limits, you can find and customize a plan that’s right for your dog. Coverage continues as your dog ages, giving you more time to spend together on important things – like puppy play dates, fetch, and snuggles on the couch.
Get a Dog Insurance Quote
Cats are known for their independent streak, but they still need your care.
Whether your kitty gets a urinary tract infection or takes a bite out of your Peace Lily, cat insurance plans can help you choose medical care without worrying about crippling vet bills. You have the option to choose from one of three plans with reimbursement percentages and annual deductibles that suit your budget.
From an eight-week-old kitten to a senior cat, you can find the plan that's right for you. Without the stress of vet bills looming overhead, you'll have the freedom to focus on things like cuddling, playing and posting (even more) pictures of your sleeping cat looking absolutely adorable.
Get a Cat Insurance Quote
*The information contained herein is for illustrative purposes only and coverage is expressly subject to the conditions, restrictions, limitations, exclusions, including pre-existing conditions, and terms of the policy issued by the insurer, Independence American Insurance Company (IAIC), a Delaware Insurance Company, located at 485 Madison Avenue, New York, New York 10022. Policies and claims are administered by Figo Pet Insurance, LLC, 540 N Dearborn Street #10873, Chicago, IL 60610. IAIC is responsible for the handling of claims on its policies. Live Vet and the Figo Pet Cloud are separate non-insurance services unaffiliated with IAIC. Program is not currently available in TN. Costco Insurance Agency, Inc. is a licensed insurance agent. Costco Wholesale, Costco Insurance Agency, Inc., and its subsidiaries do not underwrite insurance or pay claims. Costco Insurance Agency, Inc.'s California license number is 0D08407. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York.
1No Enrollment Fee for Costco Executive Members (except in MI). Non-Executive Members pay a $15 enrollment fee (except in MD and NY).
