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Members look to Costco for quality products at a great value, and now they turn to Costco for services with a great value.
When it comes to identity theft, it's important to be prepared. Worry less about identity theft with help from Complete ID's extensive information monitoring, regular credit report updates and a multi-layered system of identity restoration services.
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Members look to Costco for quality products at a great value, and now they turn to Costco for services with a great value.
Enable high contrast
Enable high contrast
Members look to Costco for quality products at a great value, and now they turn to Costco for services with a great value.
Help get peace of mind knowing that Complete ID has your back if your identity is stolen.
With proactive identity alerts, you can find out when your SSN is being used or misused.
Let our restoration specialists help guide you through the process if your identity is stolen.
Identity
Credit
Restoration
Our Identity Restoration Specialists are
standing by to help you.
Join the thousands of other Costco members
Identity theft happens when criminals access your sensitive personal information to take out loans, open fraudulent accounts, falsify tax returns, purchase properties or break the law under a false identity.
Though online breaches are a common way for records to be exposed, not all threats to information happen online. Physical documents, institutional records, and lost wallets also can be used to expose sensitive information and commit identity theft.
163,600,000+
There were over 1,000 breaches in 2020. Even with over 164 million exposed records, many breaches left the number of compromised records undiscovered.7
Check your
The moment you sign up we're able to run a comprehensive check on your information to help detect past, current, or incoming threats to your identity.
Sign up & check your status
Complete ID goes beyond credit monitoring by being proactive in recognizing identity threats and providing restoration services if your identity is stolen.
Learn about the Complete ID restoration processIt only takes a few minutes to sign up
Sign Up Options
Adults may go to great lengths to protect their identity, but they don't always consider taking the same measures for their children. With Complete ID, you can help protect the whole family with the optional addition of Child Monitoring Services. Complete ID's child identity monitoring feature can cover up to 5 children under the age of 18 and scans the dark web for fraudulent names, addresses, and aliases associated with your child's Social Security number.
Learn About Child Monitoring
Add Child Monitoring to your plan for as low as $2.99/month
There's a lot of uncertainty surrounding identity theft, but Complete ID can help get you peace of mind.
Help protect your future, and join the thousands of other Costco members who use Complete ID to help protect them from identity theft.
Don't let identity theft get in the way of your future.
With Complete ID, you can rest assured that you'll be alerted at the first sign of trouble when there's a threat to your identity.
Alert Types:
The importance of identity protection isn't exclusive to any life stage. With Complete ID, you can better embrace your major milestones to the fullest with the knowledge that we have your back.
Identity theft can affect children too. Child identity fraud will affect 25% of children before they reach the age of 18.
— 2018 Experian
When ID theft leads to unresolved criminal charges on your record, it can prevent you from receiving a driver’s license.
Your application for college funds could be denied if you’re a victim of student loan fraud, and have false loans bringing down your credit score.
For military personnel, a clean record can be essential for their security and career. But military members are often targets of ID theft with more than 40% of debt collection reports being caused by identity theft.
— 2020 Federal Trade Commission
Identity theft impacting your reputation could be the roadblock between you and your career goals, especially if you're applying for a job, promotion, or a work certification.
Looking for a new apartment or hoping to purchase your first home? Your dream house might be kept out of reach if you have false loans in your name due to alternative loan fraud.
Social media has a wonderful ability to rekindle lost connections with the people who are dear to us, but those connections also can leave us vulnerable to threats.
Medical identity theft interferes with your medical records and insurance which can lead to incorrect treatment or inability to pay hospital bills.
Protecting your nest egg can be difficult when faced with a case of account identity theft. Criminals can drain your funds and set your retirement plans back by years.
"My identity was stolen and Complete ID found it and sent me alerts. Complete ID was extremely helpful and walked me through the process of what to do and how to do it. I was very grateful to have help at this time. Thanks again, Complete ID."
"Great experience. Someone tried to open an account using my name. Complete ID helped me contact the financial institution so walking in the door I had credibility. We were able to stop the application for the account before it was approved so everyone is happy. Thanks, Complete ID!"
"I am so thankful for Complete ID! I was notified of an inquiry and the loan was about to be dispersed even though it wasn’t even 24 hours since the credit inquiry. COVID has made getting loans easier for people that honestly need them, but also easier for thieves to access. I'm telling everyone I know about Complete ID!"
* All plan pricing is subject to applicable sales tax. Service provided by Experian®.
1 Plans with more than 1 adult require each adult be an active Costco member and at the same Costco membership level.
2 Child monitoring includes up to 5 children under the age of 18. One-time Parent/Legal Guardian verification is required to receive alert details for children.
3 Monitoring with Experian begins within 48 hours of enrollment in Complete ID. Monitoring with Equifax and TransUnion takes approximately 4 days to begin.
4 Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian indicates your credit risk level and is not used by all lenders; your lender may use a score that's different from your VantageScore 3.0. Click here to learn more about this.
5 Experian CreditLock is a separate service from Security Freeze and is an included feature in all Complete ID membership plans. This feature controls access to your Experian credit file and will not apply to your TransUnion or Equifax credit files. To learn more about Experian CreditLock and view the differences between a Security Freeze, Experian CreditLock, and Fraud Alerts please visit www.completeid.com/frequently-asked-questions.
6 The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.
7 2020 ITRC Data Breach Report, Experian proudly provides financial support to the Identity Theft Resource Center.
You have numerous rights under the FCRA, including the right to dispute inaccurate information in your credit report(s). Consumer reporting agencies are required to investigate and respond to your dispute, but are not obligated to change or remove accurate information that is reported in compliance with applicable law. While this plan can provide you assistance in filing a dispute, the FCRA allows you to file a dispute for free with a consumer reporting agency without the assistance of a third party.
There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file.
There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don't be surprised if your lender gives you a score that's different from your VantageScore. (And your VantageScore 3.0 may differ from your score under other types of VantageScores). Just remember that your associated risk level is often the same even if the number is not. For some consumers, however, the risk assessment of VantageScore 3.0 could vary, sometimes substantially, from a lender’s score. If the lender's score is lower than your VantageScore 3.0, it is possible that this difference can lead to higher interest rates and sometimes credit denial.
