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    Costco has Great Benefits

    Costco has one of the most competitive benefits packages in the industry. Not only do we provide our employees with a full spectrum of benefits, but employees also may elect coverage for their spouses, children and domestic partners. The company pays a larger percentage of the premiums than do most other retailers, and employee-paid premiums are withheld pre-tax, which means you get to keep more of your hard-earned money.

    From safeguarding your health to planning for a secure future, you can put Costco's benefits to work for you.


    • Hourly employees (full-time) - are benefit-eligible on the first of the month after working 450 hours or 90 days, whichever comes first.
    • Hourly employees (part-time) - are benefit-eligible on the first of the month after working 600 hours or 180 days, whichever comes first.
    • Salaried employees - are benefit-eligible on the first of the month after date of hire.


    Full-time and part-time benefit-eligible Costco employees are offered generous health care coverage with low bi-weekly payroll contributions. Healthcare coverage includes medical, vision, prescription drug, hearing aid and behavioral health benefits.


    Full-time benefit-eligible Costco employees may choose from two different dental plans: a core dental plan and a premium dental plan. Part-time benefit-eligible employees may elect a core dental plan.


    Most Costco warehouses have pharmacies in-house, making it easy to pick up prescriptions at work. Benefit-eligible employees' co-payments can be as little as $3 for generic medications and a 15% co-pay applies to other types of medications.


    Most Costco warehouses have in-house optical centers, which make it easy to access this benefit. For benefit-eligible employees and covered dependents, the program pays up to $60 toward a refraction eye exam and $175 for the purchase of prescription glasses and contact lenses.

    401(k) PLAN

    Created to help employees save for a comfortable retirement, Costco matches employee contributions 50 cents on the dollar for the first $1,000 each year to a maximum company match of $500 a year ($250 a year for West Coast Union employees). Once employees meet eligibility requirements, the company makes an annual contribution to their account, which is based on a percentage of eligible earnings. This percentage increases with employee's years of service.


    All Costco employees whose families qualify can take advantage of tax savings by enrolling in the Dependent Care Assistance Plan. This allows you to pay for day care for children under 13, as well as adult day care, with pre-tax dollars.


    This confidential, free resource program is completely separate from Costco and is available to all employees and their families from the very first day of employment. Care Network's professional counselors are dedicated to Costco employees and trained to help you resolve personal, work or family challenges. They also can provide guidance, information and/or referrals to local service providers, including lawyers, debt resolution services and behavioral health professionals, to help you address a number of different needs.


    Where disability coverage isn't mandated by their state, all hourly employees who pass their 90-day probationary period and are working at least 10 hours a week will be automatically enrolled in short-term disability insurance. This important coverage provides a tax-free income replacement benefit in case they are unable to perform their job due to a non-work related accident, illness or pregnancy.


    Costco provides long-term disability coverage at no cost for benefit-eligible employees who are enrolled in a medical plan. This policy pays up to 60% of their earnings if they are out past 180 days.


    Benefit-eligible employees enrolled in a medical plan also receive basic life insurance and accidental death and dismemberment policies provided at no cost. The benefit amount is based on years of service and whether the employee is full or part-time. Employees also may elect to purchase supplemental coverage for themselves, their spouses or children.


    New employees are immediately eligible to enroll in this plan, which allows them to purchase Costco stock by payroll deduction. Not only does this plan avoid commissions and fees normally associated with the purchase of stock, it's another easy way to save for the future.


    Benefit-eligible employees can arrange to have pre-tax contributions automatically deducted from their paychecks and placed into a Health Care Reimbursement Account. Being able to pay medical and dental bills, including co-pays and deductibles, with pre-tax money can reduce your taxable income each year.


    Designed to pay for nursing home care, Costco provides a basic policy for employees with 10 or more years of service. All benefit-eligible employees may purchase a basic policy or buy additional coverage in addition to the basic policy provided by Costco. In addition, their spouses, or their parents (in-law) or grandparents (in-law), and their siblings and children over the age of 18 are eligible to purchase Long Term Care Insurance.

    For more information about Costco's benefits plan, visit